My 2005 Saturn Vue was almost completely under water. I lived in Bridge City, Tx when Hurricane Ike came. I had full coverage insuurance, now my insurance company is trying to claim that we had 60,000 miles on the car but the mileage is digital so there is no way they could know. My husband changes the oil so we have no receipts that show the true mileage which is around 45,000 miles not 60,000. They are only offering 10,500 dollars for the total loss of the car. The blue book value, which my insurance company says they do not go by, is 13,800 dollars. I dont know what to do I have called a lawyer and they told me if I have no way to prove the mileage, then basically we are screwed. The problem is that we still owe around 14,000 for the car. I just lost everything I own in the hurricane, my house got 5 to 6 feet of water inside it. I don’t need this crap right now. So if anyone has any legal advice or personal experience it would be appreciated.
We have gone to several websites and looked up cars exactly like ours with the same mileage and they are all around 13,500 or more. We collected all that info and faxed it to the insurance company. And we have gone to edmund’s and we got the same prices.